Best California Car Insurance Rates — For That Old Car That Isn’t Considered A Classic?

I’ll give you one guaranteed recommendation that will make you qualify for a big discount and find the best California car insurance rates: You’re certainly paying more than necessary if you’ve got collision and comprehensive coverage for an old vehicle that is not a classic. The rationale behind this is that insurers base your compensation on what is called the Kelly Blue Book value of your car at any given point in time. So even if you’ve paid your premiums faithfully for years but the Kelly Blue Book value shows your car is worth nothing, you will get nothing from your insurer and they’ll be fully protected by the law.

Therefore, stop wasting your hard-earned cash. The moment your vehicle gets old, leave out collision and comprehensive coverage on it. If you take this step you will save a lot.